INTERACTIVE PRO FORMA

123 Main Street

Miami, FL 33139 | Miami-Dade County | SFR Development
Jan 2025  |  Lexicon Global Group  |  PRELIMINARY
Select Your Scenario
Single Family
Multifamily
Vacant Lot
Tear-Down
Flip to Sell
Hold for Rent
Construction Class
🏠
Basic Spec
Entry-Level
$175/SF
🏠
Mid-Range
Production Builder
$237/SF
🏠
Semi-Custom
Executive
$312/SF
🏠
Luxury
Full Custom
$475/SF
1 Executive Summary
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Single Family | Vacant Lot | Production Builder | Flip to Sell
SELECT OPTIONS ABOVE TO SEE RECOMMENDATION
Click any toggle buttonSignal will updateBased on deal quality
Total Project Cost
$798,038
Projected ARV
$1,078,200
Net Profit
$181,910
ROI
22.8%
Strong
Total Project Cost
$798,038
NOI
$25,200
Cap Rate
3.16%
Cash-on-Cash
-2.5%
Weak

Investment Opportunity

This ground-up development opportunity presents a single-family residence project. The analysis shows potential returns based on current market conditions and construction costs. Adjust the toggles above to explore different scenarios.

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2 Property Overview
Address 123 Main Street
City / State Miami, FL 33139
County Miami-Dade County
Lot Size 7,500 SF
Zoning RS-3 (Residential)
Flood Zone Zone X (Minimal Risk)
Planned Living Area 2,200 SF
Configuration 3 Bed / 2 Bath
Max Height 35 feet / 2 stories
Setbacks Front: 25' | Side: 7.5'
Utilities All available
Year Built New Construction
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3 Development Program
Total Building SF
2,200
Construction Class
Production
Build Cost/SF
$237

Building Features

  • Concrete block or wood frame construction
  • Impact-rated windows and doors
  • Central A/C with high-efficiency HVAC
  • Attached 2-car garage
  • Modern finishes per class selection
  • Full landscaping and irrigation
  • Concrete driveway and walkways
  • City water and sewer connection
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4 Acquisition & Project Costs

Land / Acquisition Costs

ItemDescriptionAmount
Purchase Price Contract price for land $150,000
Closing Costs Title, escrow, recording (2%) $3,000
TOTAL LAND COSTS $153,000

Demolition Costs

Demolition & Clearing Remove existing structure, haul debris $28,000

Hard Costs (Construction)

CategoryDescription$/SFAmount
Site Work Grading, utilities, prep $12 $26,400
Foundation Slab or crawlspace $18 $39,600
Structure/Framing Wood frame, trusses $45 $99,000
Exterior Envelope Roofing, siding, windows $35 $77,000
MEP Systems Mechanical, electrical, plumbing $42 $92,400
Interior Finishes Drywall, floors, cabinets, paint $55 $121,000
Fixtures & Appliances Kitchen, bath, lighting $18 $39,600
Site Improvements Driveway, landscape, pool (if any) $12 $26,400
TOTAL HARD COSTS $237 $521,400

Soft Costs (Indirect)

CategoryDescriptionAmount
Architecture & Engineering Plans, structural, MEP design $26,070
Permits & Impact Fees Building permits, inspections $15,642
Insurance Builder's risk, liability $7,821
Property Taxes During construction period $5,214
GC Overhead Contractor management (5%) $26,070
TOTAL SOFT COSTS (12%) $62,568

Financing Costs

Loan Origination 1.5% of loan amount $8,000
Interest Reserve Construction period interest $27,000
TOTAL FINANCING COSTS $35,000

Contingency

Construction Contingency 5% of hard costs $26,070
TOTAL PROJECT COST
Land + Hard Costs + Soft Costs + Financing + Contingency
= $153,000 + $521,400 + $62,568 + $35,000 + $26,070
= $798,038
Cost Per SF
$363
Land Cost/Lot SF
$20
Land % of Total
19.2%
Hard % of Total
65.3%
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5 Financing Analysis - Multiple Scenarios

Key Financing Terms

LTV (Loan-to-Value): Loan ÷ Property Value

LTC (Loan-to-Cost): Loan ÷ Total Project Cost

Equity: Your Cash Investment

Interest-Only: Construction Loan Structure

Financing Scenarios Comparison

All Cash
LTC 0%
Equity Needed $798,038
Loan Amount $0
Interest Cost $0
ROE 22.8%
Conservative (50%)
LTC 50%
Equity Needed $399,019
Loan Amount $399,019
Interest Cost $39,902
ROE 35.6%
Moderate (65%) - BASE
LTC 65%
Equity Needed $279,313
Loan Amount $518,725
Interest Cost $51,872
ROE 46.5%
Aggressive (75%)
LTC 75%
Equity Needed $199,510
Loan Amount $598,528
Interest Cost $59,853
ROE 61.1%
LEVERAGE IMPACT FORMULA
ROE (Return on Equity) = Net Profit ÷ Equity Invested

More leverage = Higher ROE potential but also higher risk
Base Case (65% LTC): ~$279K equity → 46.5% ROE vs All Cash: ~$798K equity → 22.8% ROE
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6 Comparable Sales Analysis

Comparable Sales Methodology

Search Criteria: Within 1 mile | Sold within 6 months | Similar size (+/- 20%) | Similar quality

Avg Comp $/SF
$340
Target $/SF
$340
Projected ARV
$748,000

Recent Comparable Sales

Address Beds/Baths SF Sale Price $/SF Date
Comp 1 - Similar Size 3/2 2,150 $720,000 $335 Recent
Comp 2 - New Construction 4/3 2,400 $850,000 $354 Recent
Comp 3 - Similar Quality 3/2 2,100 $695,000 $331 Recent
AVERAGE $340
ARV CALCULATION
ARV = Building SF × Comp $/SF
= 2,200 SF × $340/SF
= $748,000
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7 Exit Analysis

Exit Strategy: Flip to Sell

Conservative (-10%)
Sale Price $673,200
Selling Costs (8%) ($53,856)
Net Profit ($178,694)
ROI -22.4%
Base Case
Sale Price $748,000
Selling Costs (8%) ($59,840)
Net Profit ($109,878)
ROI -13.8%
Optimistic (+10%)
Sale Price $822,800
Selling Costs (8%) ($65,824)
Net Profit ($41,062)
ROI -5.1%

Exit Strategy: Hold for Rent

ItemMonthlyAnnual
Gross Potential Rent $3,500 $42,000
Less: Vacancy (5%) ($175) ($2,100)
EGI $3,325 $39,900
Less: Operating Expenses (40%) ($1,330) ($15,960)
NOI $1,995 $23,940
Cap Rate
3.0%
Debt Service
$4,200/mo
Cash Flow
($2,205)/mo
DSCR
0.48x
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8 Stress Testing

Testing how the deal performs under adverse conditions.

Base Case ROI
22.8%
ARV -5%
15.2%
ARV -10%
7.6%
Cost +10%
11.4%
Combined: ARV -10%, Cost +10%
-2.5%
Break-Even Sale Price
$867,000
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9 Project Timeline
Total Duration
8 Months
Pre-Construction
1 Month
Construction
6 Months
Sale Period
1 Month
Month 1
Pre-Construction
Close on land, finalize plans, pull permits
Months 2-7
Construction
Foundation, framing, MEP, finishes
Month 8
Sale
Final inspections, CO, marketing, close
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10 Risk Analysis
Construction Cost Risk
Material prices and labor availability
MEDIUM
Market/Pricing Risk
ARV assumption and market conditions
MEDIUM
Timeline Risk
Permits, weather, contractor availability
LOW
Interest Rate Risk
Construction loan rate fluctuation
LOW
Entitlement Risk
Permit approval and zoning compliance
LOW
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11 Investment Thesis

Investment Recommendation

Based on the analysis, this development opportunity shows potential. The projected ROI depends heavily on achieving the target ARV and controlling construction costs. Key success factors include accurate cost estimation, efficient construction timeline, and favorable market conditions at exit. Investors should carefully consider the stress test scenarios and ensure adequate contingency reserves.

Key Success Factors

  • Accurate cost estimation and budget control
  • Efficient permitting and construction timeline
  • Quality contractor selection
  • Market timing at exit
  • Adequate contingency reserves
  • Active project management
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12 Disclosures & Assumptions

Important Disclosures

This pro forma is for informational and educational purposes only. All projections, estimates, and analyses are based on assumptions that may not reflect actual market conditions. Past performance does not guarantee future results.


Key Assumptions:

  • Construction costs based on current market rates and may vary
  • ARV estimates based on comparable sales which may not be directly applicable
  • Timeline assumes normal permitting and no significant delays
  • Financing terms are estimates and actual terms may differ
  • Operating expense ratios are industry averages

Investors should conduct their own due diligence and consult with qualified professionals before making investment decisions. Lexicon Global Group makes no representations or warranties regarding the accuracy of this analysis.

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